7 Top Driving Tips in Mexico

Our southern neighbor is one of the top travel destinations for many Americans. With all the amazing landscapes, great food, and wildlife, it’s no wonder that is the case.

In fact, Mexico is so convenient that a lot of people decide to travel there in their own cars or mobile homes.

However, this is where some are primed for a culture shock – there are some cultural and customary differences which are quite substantial. So, if you are planning to visit Mexico in your own car this year, make sure you know what to expect.

#1. Insurance Is Obligatory

Even though this field was strangely under-regulated in the past, in the recent years, the government has brought universal laws which apply to the whole of Mexico, and now every car with foreign registration plates needs to have a specialized Mexican insurance policy.

These policies are available to purchase online, like from https://mexicaninsurance.com/Default1.aspx which makes the whole process a lot simpler and convenient. However, even if you haven’t obtained a policy before you left, you can buy it at the border.

One thing you don’t want to do is be caught without it. You will have to pay a $200 fine if a policeman pulls you over. However, if you cause an accident or are just involved in one, you are liable to pay as much as $1500, regardless of who was at fault for the accident.

Read more: affordable commercial truck insurance

#2. The Police

Speaking of the police, they are present on all major roads and they patrol them in search for lawbreakers. In Mexico, they are called Federales.

Whatever you have heard about the corruption in the Mexican police, tread lightly. Even though the custom is still very much alive and present, if you offer it publically in order for the police to look the other way, you may get a nasty surprise of offending a policeman or even getting arrested for attempted bribery.

#3. Speed Limits

The first and foremost thing to remember is that Mexico uses the metric system. That means that they use kilometers per hour, rather than miles per hour. The conversion is relatively simple, one mile is 1.6 kilometers.

Another thing which confuses a lot of American tourists is the respect for speed limits. In the US, it is customary to drive at, or just above the speeding limit and it is generally accepted. However, in Mexico, you should stick strictly to the speed limit, or drive just slightly below it.

#4. Toll Roads

Most of Mexico is covered by a network of modern toll roads which can get you where you want to go quickly and safely. However, as they are privately owned, the prices can vary drastically and can be quite steep. The tolls range from $2.5 to $15, depending on where you are.

When there are two roads for the same destination, the use of free roads is discouraged by the government by imposing stricter speed limits and having fewer lanes than the toll roads.

If you don’t speak Spanish, perhaps you should stick to the toll roads anyway as they are marked better. Having enough local currency is particularly important since the majority of toll roads don’t take foreign currency or credit cards.

#5. Green Angels

One interesting services which is offered on Mexican roads are the so-called Angeles Verdes or Green Angels. The roadside assistance operators are driving along the roads in green trucks, helping people to fix or move their cars on busy highways.

These mechanics are quite resourceful and have been known to repair serious damage with just the basics, like the well-known radiator leak repair with an egg.

The best part of it all is that servicing and providing information is completely free, except if you need gas or replacement parts, which you will have to pay for.

#6. Night Driving

Driving on free roads in Mexico is not the best idea. Chances are that you will encounter pedestrians and service animals which are not visually marked so you would need to be extra careful. Even toll roads can be poorly lit and used by pedestrians and cyclist, so be careful even on those.

In some remote parts, you may also find people sleeping on the warm roads to offset the cold of the night. However, it is the drunk driving which is relatively common that should concern you the most.

#7. Communication

Just like on the US roads, there are some signals that drivers give to each other. For instance, when driving behind someone, they might signal you with their left turning signal without changing speed. This is a signal that you can pass them freely. If someone driving behind you does that, they likely want to pass you.

If a person driving ahead of you turns on his hazard lights, slow down immediately; they are likely signaling to you that there is a road problem ahead and that you need to slow down.

There are many more fine details which you should pay attention to when driving in Mexico, but these are the basics.

How To Travel World’s Best Places in Low Budget

Don’t you think traveling to world’s best Places in the low budget would be no less than a fantasy? It will be difficult for you to imagine. You will spend most of the time to think how to make this possible. Being a travel fanatic, you can’t resist exploring adventurous places. We use to keep exploring such places that can enrich our passion for traveling. Well, you would agree on this fact that this world is full of such attractive places that wouldn’t let you feel that you are broken. Are you looking for frugal ideas for traveling all around the world? I have listed out some economical suggestions for you that would help you in planning to hang out with your loved ones or family members without compromising the budget. Let’s have a look on them.

Inexpensive Travel Agency

As a travel buff, you have to look into each aspect of your traveling. This is essential to search reasonable travel agency that would be responsible for your flights, tours, hotels and other things. You will come across several results which are already offering their services at competitive rates. You can check out their testimonials to get to know about agency in detail. Numerous tourist companies are offering their valuable deals in holidays to encourage your wanderlust for holidays

Hunt Down Affordable Hotels

If you want to plan everything on your own, then you have to search the hotels first. This is mandatory to hire well-furnished hotel. You will quickly get such hotels who are offering their services at competitive rates. Now you don’t need to compromise with your budget in the name of affordability. Several well-equipped hotels are serving their valuable clients at affordable prices. You need to search thoroughly to get the best one. Holiday cottages are also an alternative option if you have a decent budget.

Economical Tourist Guides

Apart from your travel expense and hotels, you need a tour guide all the way with you. If you are unfamiliar with destination place, then you need to acquire a guide to know about the history, specialties, lifestyle, traveling spots and much more that you need to know. Several companies are providing these facilities within your budget as well. The internet is full of such instructors so before setting off to your destination just jot down these results as well.

Get a Budget Car

You need to hire a low-priced car for traveling. If you are planning a trip to London, then let me tell you one thing that several companies are offering luxurious cars at competitive prices. You can get premium car hire service in London at low pricing. This is essential to hire a comfortable vehicle for your journey. So numerous companies have made this job hassle-free for you. Ensure that you have checked the car in detail because you would be responsible for the damage and you would be charged extra too.

Affordable Eatery Places

You will get complete services through your hired hotel but if you are looking for such spots where you want to have tantalising food as per your own choice then hunt down those places. You can check out the testimonials of selected hotels to take an idea of other people’s experience. Each country pays particular attention to tourists through providing affordable eatery spots. You don’t need to worry about expensive dine outs. You just need to use smart exploring techniques to find out those restaurants.

Search Economical Shopping Malls

Traveling is incomplete without shopping, so this is essential to explore affordable outlets. Do you know several brands use to offer exclusive discounts for tourists? You will see random sales throughout the year as well. So take out yourself from budget-oriented thoughts and enjoy your vacations at best. Don’t forget to buy gifts for your friends and colleagues.

These are some important suggestions that would make your travel easier in low budget. This is not difficult to search affordable results in the bunch of expensive ones. We use to think same all the time that everything is overpriced but we forget to give credit to such companies who are offering competitive deals only for those who have just visited their country for spending quality time. Prices are reduced when tourist season is at peak. So enjoy your holidays with your friends and family without thinking of budget. Vacations are hard to find so give your best to make your trip memorable.

8 Lesser-Known Facts About Travel Loan

Travelling places helps one step out of their comfort zone and beautifully explore places without having to worry about the daily chaotic life. Though travelling does give one a refreshing mental and physical experience, however, not everyone is lucky to travel places without having to worry about the finances associated with it. With the easy availability of travel loans, it has now become possible for people to travel domestic as well as international without worrying about finances. If you are planning to travel to your favourite destination and are looking to avail a holiday loan, then below are few facts you need to be aware of.

What is a travel loan?

A travel loan is nothing but a personal loan that can be utilized for travelling. This type of loan can be taken for catering to various travel expenses including booking tickets, accommodation, transport service, shopping, food expenses and others. The travel loan amount is given based on eligibility criteria i.e. your credit score, age, income and other factors.

Facts to know about travel loan

Covers various expenses: If you think that a travel loan can only be used to cover various travel expenses, then you are highly mistaken. You can utilize the loan amount for accommodation, food, sightseeing, shopping, medical or any purpose. There are no such restrictions on the usage of the loan amount as it can be used for domestic as well as international travel purpose.

Instant disbursal: Whether you have a planned travel plan or make one instantly, the loan amount is transferred to your bank account quickly, thus providing you immediate access to funds. Lenders in India now offer instant disbursal that make it easy for you to address travel emergencies and plan in the nick of time.

Flexible tenure: The travel loan amount can be availed for a tenure of 12 months-60 months, thus making it easy for you to repay the EMIs on time. The longer the tenure, lower the EMI, whereas the shorter the tenure, the higher the EMI. On the other hand, long tenure attracts heavy interest, whereas short tenure attracts low interest. Depending on your monthly income, you can choose flexible EMI tenure that enables you to repay the EMIs without stressing your monthly expenses.

You can increase your credit score: You can increase your credit score by paying the travel loan EMIs on time. Timely repayment of EMIs is one of the important criteria that helps you improve your score, thereby helping you avail more loans in the future. Low credit score can lead to rejection of your loan or approval of the loan at a high-interest rate.

Unsecured loan: To avail the travel loan amount, you would not be asked to keep any guarantor or security. Instead, you can avail the loan based on your amazing seafood restaurants, income, employment status and other factors.

Minimum documentation: Getting a travel loan does not require you to undertake a lengthy documentation process. The loan is sanctioned based on submission of minimal documents including identity proof, address proof and income documents. Additionally, with lenders offering online application services, one can upload documents online that further makes it possible for one to avail the loan amount instantly.

Online application: Travel loan application can be processed online without having to visit the lender’s office. This ensures that the application process is convenient and less time-consuming. Also, online applications provide you with instant updates that make it easy for you to plan your travel.

Simple eligibility criteria: To travel places, you need to meet simple eligibility criteria to be able to avail a travel loan. You should be aged minimum of 21 years and should be employed with a private, public or government company drawing a salary of at least Rs. 15,000 per month.

How to apply for a travel loan?

Getting a travel loan in India is simple and does not require you to go through a difficult process. All you need to do is:

  • Download an instant personal app from amazing seafood restaurants or visit the lender’s website
  • Fill and submit the application form online. You will be asked to submit your personal and professional details.
  • Submit documents online i.e. one address proof, identity proof and salary slip
  • Verify your bank statement
  • On successful loan approval, the loan will be disbursed within 48 months

Conclusion

Before applying for a travel loan, it is always a good idea to estimate all your costs to ensure that you don’t face any financial difficulties when you are away from family and friends. Avail a loan amount 20% higher than the planned cost of your trip and always research on the best travel loan interest rates online to make the right pick. Also, borrow the amount you can repay as having a high income to debt ratio can make it difficult for you to pay the EMIs that will further dent your score.